Buy to Let Mortgages
The Buy to let market has undergone significant changes in recent times with the latest Landlord Panel research revealing that 57% of landlords saw an increase in tenant demand between September-November 2021 (BVA BDRC Nov 2021).
If you would like to take advantage of this increased demand, the team at Nicholas James can help.
Getting Started
For the individual investor you no longer need to have a residential property to apply for a buy-to-let mortgage, and you can now apply on your own or with up to three people. With lending available up to 85% of the property value and the minimum income requirements reducing or being removed altogether, it’s a great time to consider investing in property.
Existing Portfolio
We can help landlords to unlock the equity in their property portfolio and use it as a deposit to fund their next purchase, or simply ensure you obtain the most competitive interest rate available.
With some lenders no longer requiring a ‘stress test’ for the background portfolio, preferring instead to rely on the client demonstrating self-financing in its purest form, there has never been a better time to consider a new purchase or refinancing.